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This material is provided strictly for information purposes only and is not intended to constitute an investment advice or an offer to sell or a solicitation to buy an investment product. This material and/or its contents may not be reproduced or distributed in whole or in part, for any purpose, without the expressed written consent of Pru Life UK Investments.

All information are current at the time of writing and are subject to change without prior notice. Pru Life UK Investments is not obliged to update or keep current the information herein. You are advised to always obtain up- to-date investment information and make your own independent judgment before deciding to invest in a fund.

Any views or opinions expressed herein are those of the author(s) and may not reflect those of the corporation as a whole. No liability whatsoever is accepted for any loss that may arise (whether direct or consequential) from any use of the information contained herein.

All funds/products of Pru Life UK Investments are not deposit products and are not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns cannot be guaranteed and historical performance, when presented, is purely for reference purposes and is not a guarantee of similar future results. When redeeming, the proceeds may be worth less than the original investment and any losses will be solely for the account of the client. Pru Life UK Investments is not liable for any loss unless upon wilful default, bad faith or gross negligence. The investor is advised to read the complete details of the fund stated in the plan rules which may be accessed at, assess his/her own risk tolerance, and when necessary, seek independent/professional opinion before deciding to invest.