THIS UNIT INVESTMENT TRUST FUND (UITF) IS NOT A DEPOSIT PRODUCT AND IS NOT INSURED BY THE PHILIPPINE DEPOSIT INSURANCE CORPORATION (PDIC). EARNINGS ARE NOT GUARANTEED AND THE PRINCIPAL AMOUNT INVESTED IS EXPOSED TO RISK OF LOSS. ANY LOSS OR INCOME IS FOR THE ACCOUNT OF THE CLIENT/PARTICIPANT. AS SUCH, THE UNITS OF PARTICIPATION OF THE CLIENT/PARTICIPANT IN THE UITF, WHEN REDEEMED, MAY BE WORTH MORE OR BE WORTH LESS THAN THE INITIAL INVESTMENT/CONTRIBUTION. HISTORICAL PERFORMANCE, WHEN PRESENTED, IS PURELY FOR REFERENCE PURPOSES AND IS NOT A GUARANTEE OF SIMILAR FUTURE RESULTS. THE TRUSTEE IS NOT LIABLE FOR ANY LOSS UNLESS CAUSED BY ITS WILLFUL DEFAULT, BAD FAITH OR GROSS NEGLIGENCE.
THIS PRODUCT CANNOT BE SOLD TO YOU UNLESS ALL BENEFITS AND RISKS HAVE BEEN EXPLAINED THOROUGHLY BY A CERTIFIED INVESTMENT ADVISOR. IF YOU DO NOT FULLY UNDERSTAND THIS PRODUCT, PLEASE CONSULT YOUR CERTIFIED INVESTMENT ADVISOR BEFORE PURCHASING OR INVESTING.